Liability insurance is a type of coverage that protects your assets. When someone gets injured at your home or by a member of your family, they may incur medical costs and could potentially sue you. Liability insurance can cover the medical expenses and any judgment against you up to your policy’s limit. Bridgeway Insurance Group, located in Montgomery, AL, is an independent insurance agency providing our customers with personalized service and various choices.

Specified activities or components can elevate your liability level, especially if you have substantial assets, which increases the risk of lawsuits. If these concerns are genuine, you might wish to add an umbrella policy to your home insurance for extra protection. Some potential risks include:

A Dog

It’s gutting to consider man’s best friend a liability, but they can be. Not only can dogs inflict physical damage on someone’s property, but they can also bite, which is a risk. Some dog breeds are considered so dangerous that your insurance won’t cover them. Please confirm with your agent to assure your pet is covered.

A Trampoline

Children adore trampolines, and your kids, as well as their friends, will be no exception. This brings an additional level of risk. Make sure you have a safety net to protect yourself from the consequences of falls.

A Swimming Pool

A swimming pool is proven to be a significant hazard at home. Install a safety fence and ensure children are always supervised while using the pool. Implementing a water surface alarm system is another safety measure to consider.

When it comes to liability coverage, more is usually better.

Reach out to our office at Bridgeway Insurance Group in Montgomery, AL, to discuss your liability insurance needs.