Choosing the Right Car Insurance: Liability Only or Full Coverage?

Looking for the right car insurance involves weighing your specific needs and making key decisions, like whether to opt for liability-only coverage or full coverage. The insurance agents at Bridgeway Insurance Group, servicing Montgomery, AL, are readily available to help you determine the best coverage for your needs.

What’s Covered by Liability Only Car Insurance?

Liability-only car insurance primarily covers personal injury and property damage sustained by another driver in case you cause a car accident. It doesn’t cover repairs to your own vehicle or medical expenses for you or your passengers.

Liability-only car insurance is the minimum requirement in almost all states for driving legally on the road. Your insurance agent can provide more details about your state’s minimum requirements and ensure you maintain the appropriate amount of coverage.

What’s Included in Full Coverage Car Insurance Policy?

Full coverage car insurance includes the same coverage as liability-only insurance but also covers the cost of repairing your vehicle, even if you’re at fault in an accident. It usually includes roadside assistance, too. If you’re getting a car loan for a new vehicle, you may be required to have full coverage car insurance.

Which Type of Insurance Policy Should I Choose?

Selecting the right insurance policy can be challenging. Let the professionals at Bridgeway Insurance Group, servicing Montgomery, AL, assist you. Call us today to discuss your car insurance coverage options with our experts.