The first step to securing your home is to have an adequate home insurance policy to protect your home from theft, burglary, natural disasters, and other unexpected perils that could end up costing thousands out of pocket. 

Insurance experts at Bridgeway Insurance Group, serving the greater Montgomery, AL region, can help you choose a home insurance policy that meets your needs for security and your budget. 

Why Homeowners Need Insurance

Home insurance protects local homeowners from the devastating effects of natural disasters. It gives them peace of mind when they know their homes are covered for a variety of damages, including the following. 

Weather-Related Perils

The unpredictability of Alabama’s weather, including sporadic hailstorms, flooding from severe thunderstorms, and the remnants of coastal hurricanes 
can damage the foundation or interior of your home. 

Liability 

Liability insurance for homeowners protects them from lawsuits and legal claims that can arise when injuries happen on their property. This legal insurance for homeowners can save homeowners from legal expenses and medical claims. 

Personal Property Protection

Many homeowners get insurance to protect the exterior and interior of their property. Most home insurance policies also cover personal belongings in the home from theft, fire, natural disasters, and other perils. 

How to Start a Homeowners Insurance Policy

When you’re ready to get a homeowners policy, the first step you’ll need to take is to create a home inventory of your belongings with their estimated value. Figuring out the cost of your valuables can help a trusted insurance agent provide the best policy options for your needs. Licensed agents can help you choose coverage options, provide you with a home quote, and finalize policy details. 

Contact an agent at Bridgeway Insurance Group in Montgomery, AL to start a new homeowners policy today!