If you have an auto insurance policy in Alabama, there is information that you should know to manage problems that you may have that would require you to use your insurance or someone else’s. Bridgeway Insurance Group in Montgomery, AL would be able to answer your questions and give you advice.

FAQs About Auto Insurance in Alabama

How would you manage your claim if you are in an auto accident and the other vehicle was the problem?

After the auto accident, you would need to get the contact details for the other auto insurance policy. You would then contact them and give them your information. You could do this or contact your insurance company, and they would get in touch with them on your behalf.

If the person whose vehicle damaged yours did not contact their auto insurance company, they may not work with you, yet. How would you manage to work with them to get your vehicle repaired and any other compensation?

You could give them the police report, and they would need to give you your compensation.

How would a vehicle accident be a total loss?

An auto accident is a total loss if the damages to your vehicle are 75 percent or more of the vehicle’s value.

I need to have my automobile repaired after the auto accident. The auto body shop is attempting to use parts that are not original equipment manufacturer (non-OEM) parts to repair it. Is this OK?

The shop can use these parts, and they must be similar in quality to the previous ones you had. 

Bridgeway Insurance Group could help you with your questions and answers that you have any time for you in the Montgomery, AL area where we serve our customers. Contact us today with your question.